sky.moneyUSDT Risk Capital

Ethereum

sky.money USDT Risk Capital vault accepts USDT deposits and deploys them exclusively into an stUSDS-USDT Morpho market.

Total Deposits

$582.44k

582.64k USDT

Liquidity

$131.08k

131.13k USDT

Exposure

Net APY

3.46

%

Overview

Vault Configuration

Morpho vault version

v2

Vault deployment date

2026-02-21

Curator TVL

$116.45M

Total Deposits (USD)

$582.42k

Net APY

3.46%

APY Breakdown

Vault Net APY

3.46%

Performance Fee

0%

Management Fee

0%

Allocation

Exposure

Markets	Allocation (%)	Allocation (USDT)	Liquidity (USDT)	Underlying Liquidity (USDT)	Utilization	Absolute Cap	Relative Cap	APY
Variable Rate Markets
USDTbacked bystUSDS 86% LLTV	100%	582.64k	131.13k	131.13k	77.49%	Infinite	100%	3.47%
Idle Liquidity
	0%	0	0	-	-	-	-	-

Exposure

Allocation History

Date	Amount	Vault / Market
2026-09-14 05:32:11	-500 USDT-$499.82	USDTbacked bystUSDS 86% LLTV
2026-09-14 00:44:59	+2.175 USDT+$2.17	USDTbacked bystUSDS 86% LLTV
2026-09-14 00:44:59	-2.073 USDT-$2.07	USDTbacked bystUSDS 86% LLTV
2026-09-13 11:12:35	+2.109 USDT+$2.10	USDTbacked bystUSDS 86% LLTV
2026-09-13 11:12:35	-2.006 USDT-$2.00	USDTbacked bystUSDS 86% LLTV

1

Performance

Position Unit Price (USDT)

1.024415

Returns

Instant APY

3.46%

7D APY

4.82%

30D APY

4.79%

90D APY

4.87%

Fees

Performance fee

0%

Management fee

0%

Performance fee recipient

No address

Management fee recipient

Returns

Instant APY

7D APY

30D APY

90D APY

Fees

Performance fee

Management fee

Performance fee recipient

Management fee recipient

Risk

Risk Disclosures

Curator has not submitted a Disclosure.

Ratings

No ratings available for this vault.

Ratings

Vault Roles

Owner

SAFE 2/3

Curator

SAFE 2/3

Sentinel 1

SAFE 2/3

Risk Curation

Allocator 1

SAFE 2/3

Timelocks

These timelocks show how much time lenders have to review upcoming increases to vault exposure, including new adapters or higher limits for a vault's allocation strategy.

Add adapter

Time before a curator can enable a new adapter to the vault

3 days

Recommended: 7 days

Increase absolute cap

Time before a curator can raise the maximum amount supplied to an allocation

3 days

Recommended: 7 days

Increase relative cap

Time before a curator can raise the maximum share of the vault supplied to an allocation

3 days

Recommended: 7 days

Activity

User Distribution

User	Deposit	% of Deposits
	139,213.2 USDT$139.16k	23.89%
	135,852.8 USDT$135.80k	23.31%
	121,039.58 USDT$120.99k	20.77%
	100,109.45 USDT$100.07k	17.18%
	25,305.27 USDT$25.29k	4.34%

of

User Distribution

All Transactions

Date	Type	Amount
2026-09-14 05:32:11	Withdraw	500 USDT$499.82
2026-09-14 00:44:59	Deposit	2.175 USDT$2.17
2026-09-14 00:44:59	Withdraw	2.073 USDT$2.07
2026-09-13 11:12:35	Deposit	2.109 USDT$2.10
2026-09-13 11:12:35	Withdraw	2.006 USDT$2.00
2026-09-13 09:07:59	Deposit	2.041 USDT$2.04
2026-09-13 09:07:59	Withdraw	1.245 USDT$1.24
2026-09-13 01:37:59	Deposit	1.107 USDT$1.10
2026-09-13 01:37:59	Withdraw	1.107 USDT$1.10
2026-09-13 00:40:35	Deposit	1.237 USDT$1.23

1

All Transactions

Deposit USDT

$0

0.00 USDT

Network

Ethereum

Deposit (USDT)

0.00

APY

3.46%

Projected monthly earnings

$0.00

Projected yearly earnings

$0.00

Ratings

No ratings available for this vault.

Deposit USDT

$0

0.00 USDT

Network

Ethereum

Deposit (USDT)

0.00

APY

3.46%

Projected monthly earnings

$0.00

Projected yearly earnings

$0.00

Exposure

Markets	Allocation (%)	Allocation (USDT)	Liquidity (USDT)	Underlying Liquidity (USDT)	Utilization	Absolute Cap	Relative Cap	APY
Variable Rate Markets
USDTbacked bystUSDS 86% LLTV	100%	582.64k	131.13k	131.13k	77.49%	Infinite	100%	3.47%
Idle Liquidity
	0%	0	0	-	-	-	-	-

User Distribution

User	Deposit	% of Deposits
	139,213.2 USDT$139.16k	23.89%
	135,852.8 USDT$135.80k	23.31%
	121,039.58 USDT$120.99k	20.77%
	100,109.45 USDT$100.07k	17.18%
	25,305.27 USDT$25.29k	4.34%

of

Owner

SAFE 2/3

Curator

SAFE 2/3

Sentinel 1

SAFE 2/3

Morpho vault version

v2

Vault deployment date

2026-02-21

Curator TVL

$116.45M

Allocator 1

SAFE 2/3

These timelocks show how much time lenders have to review upcoming increases to vault exposure, including new adapters or higher limits for a vault's allocation strategy.

Add adapter

Time before a curator can enable a new adapter to the vault

3 days

Recommended: 7 days

Increase absolute cap

Time before a curator can raise the maximum amount supplied to an allocation

3 days

Recommended: 7 days

Increase relative cap

Time before a curator can raise the maximum share of the vault supplied to an allocation

3 days

Recommended: 7 days

Total Deposits (USD)

$582.42k

Position Unit Price (USDT)

1.024415

Returns

Instant APY

3.46%

7D APY

4.82%

30D APY

4.79%

90D APY

4.87%

Fees

Performance fee

0%

Management fee

0%

Performance fee recipient

No address

Management fee recipient

Net APY

3.46%

APY Breakdown

Vault Net APY

3.46%

Performance Fee

0%

Management Fee

0%

sky.moneyUSDT Risk Capital

Ethereum

sky.money USDT Risk Capital vault accepts USDT deposits and deploys them exclusively into an stUSDS-USDT Morpho market.

Total Deposits

$582.44k

582.64k USDT

Liquidity

$131.08k

131.13k USDT

Exposure

Net APY

3.46

%

All Transactions

Date	Type	Amount
2026-09-14 05:32:11	Withdraw	500 USDT$499.82
2026-09-14 00:44:59	Deposit	2.175 USDT$2.17
2026-09-14 00:44:59	Withdraw	2.073 USDT$2.07
2026-09-13 11:12:35	Deposit	2.109 USDT$2.10
2026-09-13 11:12:35	Withdraw	2.006 USDT$2.00
2026-09-13 09:07:59	Deposit	2.041 USDT$2.04
2026-09-13 09:07:59	Withdraw	1.245 USDT$1.24
2026-09-13 01:37:59	Deposit	1.107 USDT$1.10
2026-09-13 01:37:59	Withdraw	1.107 USDT$1.10
2026-09-13 00:40:35	Deposit	1.237 USDT$1.23

1

Allocation History

Date	Amount	Vault / Market
2026-09-14 05:32:11	-500 USDT-$499.82	USDTbacked bystUSDS 86% LLTV
2026-09-14 00:44:59	+2.175 USDT+$2.17	USDTbacked bystUSDS 86% LLTV
2026-09-14 00:44:59	-2.073 USDT-$2.07	USDTbacked bystUSDS 86% LLTV
2026-09-13 11:12:35	+2.109 USDT+$2.10	USDTbacked bystUSDS 86% LLTV
2026-09-13 11:12:35	-2.006 USDT-$2.00	USDTbacked bystUSDS 86% LLTV

1