TouchstoneUSDT

Ethereum

The Touchstone USDT vault supplies USDT liquidity to a Morpho market collateralized by XAUE a tokenized gold fund whose net asset value is backed by Tether Gold XAUT.

Total Deposits

$1.58

1.58 USDT

Liquidity

$0.15

0.15 USDT

Exposure

Net APY

4.55

%

Overview

Vault Configuration

Morpho vault version

v2

Vault deployment date

2026-06-25

Curator TVL

$14.91k

Total Deposits (USD)

$1.58

Net APY

4.55%

APY Breakdown

Vault Net APY

4.55%

Performance Fee

0%

Management Fee

0%

Allocation

Exposure

Markets	Allocation (%)	Allocation (USDT)	Liquidity (USDT)	Underlying Liquidity (USDT)	Utilization	Absolute Cap	Relative Cap	APY
Variable Rate Markets
USDTbacked byXAUE 77% LLTV	100%	1.58	0.15	0.15	90.03%	6B	100%	4.49%
Idle Liquidity
	0%	0	0	-	-	-	-	-

Exposure

Allocation History

Date	Amount	Vault / Market
2026-08-13 15:43:35	+0.569 USDT+$0.56	USDTbacked byXAUE 77% LLTV
2026-07-31 13:19:11	-40.013 USDT-$39.99	USDTbacked byXAUE 77% LLTV
2026-07-31 11:42:47	+40.013 USDT+$39.99	USDTbacked byXAUE 77% LLTV
2026-06-25 03:23:59	-2 USDT-$1.99	USDTbacked byXAUE 77% LLTV
2026-06-25 03:23:47	+2 USDT+$1.99	USDTbacked byXAUE 77% LLTV

1

Performance

Position Unit Price (USDT)

1.009362

Returns

Instant APY

4.55%

7D APY

4.49%

30D APY

4.49%

90D APY

-

Fees

Performance fee

0%

Management fee

0%

Performance fee recipient

No address

Management fee recipient

Returns

Instant APY

7D APY

30D APY

90D APY

Fees

Performance fee

Management fee

Performance fee recipient

Management fee recipient

Risk

Risk Disclosures

Curator has not submitted a Disclosure.

Ratings

No ratings available for this vault.

Ratings

Vault Roles

Owner

SAFE 4/6

Curator

SAFE 3/5

Sentinel 1

No address

Risk Curation

Allocator 1

0x2e84B80F322b305Ccaaa83eb88A3494447e260D9

Timelocks

These timelocks show how much time lenders have to review upcoming increases to vault exposure, including new adapters or higher limits for a vault's allocation strategy.

Add adapter

Time before a curator can enable a new adapter to the vault

3 days

Recommended: 7 days

Increase absolute cap

Time before a curator can raise the maximum amount supplied to an allocation

3 days

Recommended: 7 days

Increase relative cap

Time before a curator can raise the maximum share of the vault supplied to an allocation

3 days

Recommended: 7 days

Activity

User Distribution

User	Deposit	% of Deposits
	1 USDT$1.00	63.82%
	0.57 USDT$0.57	36.17%

User Distribution

All Transactions

Date	Type	Amount
2026-08-13 15:43:35	Deposit	0.569 USDT$0.56
2026-07-31 13:19:11	Withdraw	40.013 USDT$39.99
2026-07-31 11:42:47	Deposit	40.013 USDT$39.99
2026-06-25 03:23:59	Withdraw	2 USDT$1.99
2026-06-25 03:23:47	Deposit	2 USDT$1.99
2026-06-25 03:19:59	Withdraw	0.00 USDT
2026-06-25 03:16:47	Deposit	1 USDT$0.99

All Transactions

Deposit USDT

$0

0.00 USDT

Network

Ethereum

Deposit (USDT)

0.00

APY

4.55%

Projected monthly earnings

$0.00

Projected yearly earnings

$0.00

Ratings

No ratings available for this vault.

Exposure

Markets	Allocation (%)	Allocation (USDT)	Liquidity (USDT)	Underlying Liquidity (USDT)	Utilization	Absolute Cap	Relative Cap	APY
Variable Rate Markets
USDTbacked byXAUE 77% LLTV	100%	1.58	0.15	0.15	90.03%	6B	100%	4.49%
Idle Liquidity
	0%	0	0	-	-	-	-	-

User Distribution

User	Deposit	% of Deposits
	1 USDT$1.00	63.82%
	0.57 USDT$0.57	36.17%

Deposit USDT

$0

0.00 USDT

Network

Ethereum

Deposit (USDT)

0.00

APY

4.55%

Projected monthly earnings

$0.00

Projected yearly earnings

$0.00

All Transactions

Date	Type	Amount
2026-08-13 15:43:35	Deposit	0.569 USDT$0.56
2026-07-31 13:19:11	Withdraw	40.013 USDT$39.99
2026-07-31 11:42:47	Deposit	40.013 USDT$39.99
2026-06-25 03:23:59	Withdraw	2 USDT$1.99
2026-06-25 03:23:47	Deposit	2 USDT$1.99
2026-06-25 03:19:59	Withdraw	0.00 USDT
2026-06-25 03:16:47	Deposit	1 USDT$0.99

Owner

SAFE 4/6

Curator

SAFE 3/5

Sentinel 1

No address

Morpho vault version

v2

Vault deployment date

2026-06-25

Curator TVL

$14.91k

Allocator 1

0x2e84B80F322b305Ccaaa83eb88A3494447e260D9

These timelocks show how much time lenders have to review upcoming increases to vault exposure, including new adapters or higher limits for a vault's allocation strategy.

Add adapter

Time before a curator can enable a new adapter to the vault

3 days

Recommended: 7 days

Increase absolute cap

Time before a curator can raise the maximum amount supplied to an allocation

3 days

Recommended: 7 days

Increase relative cap

Time before a curator can raise the maximum share of the vault supplied to an allocation

3 days

Recommended: 7 days

Date	Amount	Vault / Market
2026-08-13 15:43:35	+0.569 USDT+$0.56	USDTbacked byXAUE 77% LLTV
2026-07-31 13:19:11	-40.013 USDT-$39.99	USDTbacked byXAUE 77% LLTV
2026-07-31 11:42:47	+40.013 USDT+$39.99	USDTbacked byXAUE 77% LLTV
2026-06-25 03:23:59	-2 USDT-$1.99	USDTbacked byXAUE 77% LLTV
2026-06-25 03:23:47	+2 USDT+$1.99	USDTbacked byXAUE 77% LLTV

1

Position Unit Price (USDT)

1.009362

Total Deposits (USD)

$1.58

Returns

Instant APY

4.55%

7D APY

4.49%

30D APY

4.49%

90D APY

-

Fees

Performance fee

0%

Management fee

0%

Performance fee recipient

No address

Management fee recipient

TouchstoneUSDT

Ethereum

The Touchstone USDT vault supplies USDT liquidity to a Morpho market collateralized by XAUE a tokenized gold fund whose net asset value is backed by Tether Gold XAUT.

Total Deposits

$1.58

1.58 USDT

Liquidity

$0.15

0.15 USDT

Exposure

Net APY

4.55

%

Net APY

4.55%

APY Breakdown

Vault Net APY

4.55%

Performance Fee

0%

Management Fee

0%

Allocation History