SparkDAI Vault

V1

Ethereum

Spark high-yield DAI vault. Lending against higher risk crypto and real-world assets (RWAs). Curated by SparkDAO which allocates billions in assets across all of DeFi. See: https://data.spark.fi/spark-liquidity-layer

Total Deposits

$1357.21

1357.27 DAI

Liquidity

$517.22

517.25 DAI

Exposure

+10

Net APY

> 1000.00

%

Overview

Vault Configuration

Morpho vault version

v1.0

Vault deployment date

2024-03-15

Curator TVL

$575.55M

Timelock duration

1 day

Total Deposits (USD)

$1356.87

APY Breakdown

Vault Net APY

> 1000.00%

Performance Fee

10%

Allocation

Market Exposure	Vault Allocation (DAI)	Liquidity (DAI)	Underlying Liquidity (DAI)	Supply Cap	APY	Utilization
DAIbacked byPT-sUSDE-26DEC2024 91.5% LLTV	570.67	0	0	$0	123951.46%	100.00%
DAIbacked byPT-sUSDE-25SEP2025 91.5% LLTV	439.32	374.04	374.04	$499.97M	< 0.01%	15.06%
DAIbacked byPT-sUSDE-27MAR2025 91.5% LLTV	136.56	8.38	8.38	$0	1410.12%	94.79%
DAIbacked bysUSDe 77% LLTV	84.12	84.12	92.25	$0	< 0.01%	12.36%
DAIbacked byPT-eUSDE-29MAY2025 91.5% LLTV	51.04	0	0	$0	85837.35%	100.00%
DAIbacked byPT-sUSDE-29MAY2025 91.5% LLTV	45.94	45.94	50.25	$0	0.53%	15.58%
DAIbacked byPT-sUSDE-24OCT2024 86% LLTV	29.26	4.75	4.75	$0	175.21%	86.55%
DAIbacked bysUSDe 91.5% LLTV	0	0	104.24k	$199.98M	5.20%	84.07%
DAIbacked byPT-eUSDE-14AUG2025 91.5% LLTV	0	0	0.1	$499.97M	60.42%	92.49%
DAIbacked bysUSDe 86% LLTV	0	0	147.1k	$499.97M	5.13%	89.72%

of

Allocation History

Date	Amount	Market
2025-06-10 14:07:11	+19,658,746.58 DAI+$19.65M	DAIIdle Liquidity
2025-06-10 14:07:11	+49,985,110.35 DAI+$49.97M	DAIbacked byPT-USDS-14AUG2025 96.5% LLTV
2025-06-10 14:07:11	-69,643,856.93 DAI-$69.63M	DAIIdle Liquidity
2025-06-09 17:26:35	+19,663,399.06 DAI+$19.65M	DAIIdle Liquidity
2025-06-09 17:26:35	+99,953,208.83 DAI+$99.93M	DAIbacked byPT-USDS-14AUG2025 96.5% LLTV

of

Performance

Position Unit Price (DAI)

2.541685

+61.63%

Returns

Instant APY

4068.24%

7D APY

850.05%

30D APY

764.15%

90D APY

576.34%

Fees

Performance fee

10.00%

Performance fee recipient

0x1601...347E

Returns

Risk

Risk Disclosures

Curator has not submitted a Disclosure.

Ratings

No ratings available for this vault.

Ratings

Vault Roles

Owner

0x3300...f8c4

Curator

No Address.

Guardian

Risk Curation

Allocator 1

0x298b...dFb5

Allocator 2

0x8a25...39AB

Risk Curation

Activity

User Distribution

User	Deposit	% of Deposits
	1,019.33 DAI$1019.14	75.16%
	201.03 DAI$200.99	14.82%
	63.833 DAI$63.82	4.70%
	22.336 DAI$22.33	1.64%
	11.091 DAI$11.08	0.81%

of

User Distribution

All transactions

Date	Type	Amount
2026-08-14 01:16:11	Vault Withdraw	8.876 DAI$8.87
2026-05-13 13:12:23	Vault Withdraw	50.882 DAI$50.88
2026-05-06 15:49:23	Vault Deposit	48.855 DAI$48.85
2026-05-06 07:03:35	Vault Deposit	0.357 DAI$0.35
2026-04-28 12:31:23	Vault Withdraw	2,090.49 DAI$2090.39
2026-04-28 11:48:59	Vault Withdraw	20,000 DAI$19.99k
2026-04-28 10:34:23	Vault Withdraw	2,000 DAI$1999.89
2026-04-28 09:11:23	Vault Withdraw	522.911 DAI$522.88
2026-04-27 13:06:47	Vault Withdraw	1,000 DAI$999.94
2026-04-26 10:13:47	Vault Withdraw	1,500 DAI$1499.92

1

All Transactions

Deposit DAI

$0

0.00 DAI

Network

Ethereum

Deposit (DAI)

0.00

APY

> 1000.00%

Projected monthly earnings

$0.00

Projected yearly earnings

$0.00

Ratings

No ratings available for this vault.

Deposit DAI

$0

0.00 DAI

Network

Ethereum

Deposit (DAI)

0.00

APY

> 1000.00%

Projected monthly earnings

$0.00

Projected yearly earnings

$0.00

Date	Amount	Market
2025-06-10 14:07:11	+19,658,746.58 DAI+$19.65M	DAIIdle Liquidity
2025-06-10 14:07:11	+49,985,110.35 DAI+$49.97M	DAIbacked byPT-USDS-14AUG2025 96.5% LLTV
2025-06-10 14:07:11	-69,643,856.93 DAI-$69.63M	DAIIdle Liquidity
2025-06-09 17:26:35	+19,663,399.06 DAI+$19.65M	DAIIdle Liquidity
2025-06-09 17:26:35	+99,953,208.83 DAI+$99.93M	DAIbacked byPT-USDS-14AUG2025 96.5% LLTV

of

User Distribution

User	Deposit	% of Deposits
	1,019.33 DAI$1019.14	75.16%
	201.03 DAI$200.99	14.82%
	63.833 DAI$63.82	4.70%
	22.336 DAI$22.33	1.64%
	11.091 DAI$11.08	0.81%

of

Allocator 1

0x298b...dFb5

Allocator 2

0x8a25...39AB

Vault Roles

Owner

0x3300...f8c4

Curator

No Address.

Guardian

Vault Configuration

Morpho vault version

v1.0

Vault deployment date

2024-03-15

Curator TVL

$575.55M

Timelock duration

1 day

Position Unit Price (DAI)

2.541685

+61.63%

Market Exposure	Vault Allocation (DAI)	Liquidity (DAI)	Underlying Liquidity (DAI)	Supply Cap	APY	Utilization
DAIbacked byPT-sUSDE-26DEC2024 91.5% LLTV	570.67	0	0	$0	123951.46%	100.00%
DAIbacked byPT-sUSDE-25SEP2025 91.5% LLTV	439.32	374.04	374.04	$499.97M	< 0.01%	15.06%
DAIbacked byPT-sUSDE-27MAR2025 91.5% LLTV	136.56	8.38	8.38	$0	1410.12%	94.79%
DAIbacked bysUSDe 77% LLTV	84.12	84.12	92.25	$0	< 0.01%	12.36%
DAIbacked byPT-eUSDE-29MAY2025 91.5% LLTV	51.04	0	0	$0	85837.35%	100.00%
DAIbacked byPT-sUSDE-29MAY2025 91.5% LLTV	45.94	45.94	50.25	$0	0.53%	15.58%
DAIbacked byPT-sUSDE-24OCT2024 86% LLTV	29.26	4.75	4.75	$0	175.21%	86.55%
DAIbacked bysUSDe 91.5% LLTV	0	0	104.24k	$199.98M	5.20%	84.07%
DAIbacked byPT-eUSDE-14AUG2025 91.5% LLTV	0	0	0.1	$499.97M	60.42%	92.49%
DAIbacked bysUSDe 86% LLTV	0	0	147.1k	$499.97M	5.13%	89.72%

of

Returns

Instant APY

4068.24%

7D APY

850.05%

30D APY

764.15%

90D APY

576.34%

Fees

Performance fee

10.00%

Performance fee recipient

0x1601...347E

SparkDAI Vault

V1

Ethereum

Spark high-yield DAI vault. Lending against higher risk crypto and real-world assets (RWAs). Curated by SparkDAO which allocates billions in assets across all of DeFi. See: https://data.spark.fi/spark-liquidity-layer

Total Deposits

$1357.21

1357.27 DAI

Liquidity

$517.22

517.25 DAI

Exposure

+10

Net APY

> 1000.00

%

APY Breakdown

Vault Net APY

> 1000.00%

Performance Fee

10%

Total Deposits (USD)

$1356.87

Net APY

> 1000.00%

All transactions

Date	Type	Amount
2026-08-14 01:16:11	Vault Withdraw	8.876 DAI$8.87
2026-05-13 13:12:23	Vault Withdraw	50.882 DAI$50.88
2026-05-06 15:49:23	Vault Deposit	48.855 DAI$48.85
2026-05-06 07:03:35	Vault Deposit	0.357 DAI$0.35
2026-04-28 12:31:23	Vault Withdraw	2,090.49 DAI$2090.39
2026-04-28 11:48:59	Vault Withdraw	20,000 DAI$19.99k
2026-04-28 10:34:23	Vault Withdraw	2,000 DAI$1999.89
2026-04-28 09:11:23	Vault Withdraw	522.911 DAI$522.88
2026-04-27 13:06:47	Vault Withdraw	1,000 DAI$999.94
2026-04-26 10:13:47	Vault Withdraw	1,500 DAI$1499.92

1

Allocation History