sky.moneyUSDS Flagship

Ethereum

sky.money USDS Flagship vault accepts USDS deposits. It keeps 80 pct in the vault and allocates 20 pct to 3 markets exposed to cbBTC - wstETH - PT-sUSDS.

Total Deposits

$37.25M

37.27M USDS

Liquidity

$30.64M

30.65M USDS

Exposure

Net APY

4.86

%

Overview

Vault Configuration

Morpho vault version

v2

Vault deployment date

2026-02-12

Curator TVL

$109.32M

Total Deposits (USD)

$37.25M

Net APY

4.86%

APY Breakdown

Vault Net APY

0.59%

USDS

+4.26%

Performance Fee

0%

Management Fee

0%

Allocation

Exposure

Markets	Allocation (%)	Allocation (USDS)	Liquidity (USDS)	Underlying Liquidity (USDS)	Utilization	Absolute Cap	Relative Cap	APY
Variable Rate Markets
USDSbacked bycbBTC 86% LLTV	10%	3.72M	367.93k	367.93k	90.13%	Infinite	10%	2.75%
USDSbacked byPT-sUSDS-26NOV2026 91.5% LLTV	6%	2.23M	245.66k	245.66k	89.02%	5M	10%	3.59%
USDSbacked bywstETH 86% LLTV	4%	1.49M	222.35k	222.35k	85.09%	Infinite	10%	2.79%
USDSbacked byWETH 86% LLTV	0%	0	0	234.5	94.79%	Infinite	5%	29.74%
Idle Liquidity
	80%	29.82M	29.82M	-	-	-	-	-

Exposure

Allocation History

Date	Amount	Vault / Market
2026-09-29 18:01:59	+55,587.49 USDS+$55.55k	USDSbacked bywstETH 86% LLTV
2026-09-29 18:01:59	+34,146.81 USDS+$34.12k	USDSbacked bycbBTC 86% LLTV
2026-09-29 18:01:59	-94,514.65 USDS-$94.46k	USDSbacked byPT-sUSDS-26NOV2026 91.5% LLTV
2026-09-29 06:15:35	+19,269.69 USDS+$19.25k	USDSbacked bywstETH 86% LLTV
2026-09-29 06:15:35	+12,437.95 USDS+$12.43k	USDSbacked bycbBTC 86% LLTV

1

Performance

Position Unit Price (USDS)

1.003148

Returns

Instant APY

4.86%

7D APY

0.65%

30D APY

0.65%

90D APY

0.63%

Fees

Performance fee

0%

Management fee

0%

Performance fee recipient

No address

Management fee recipient

Returns

Instant APY

7D APY

30D APY

90D APY

Fees

Performance fee

Management fee

Performance fee recipient

Management fee recipient

Risk

Risk Disclosures

Curator has not submitted a Disclosure.

Ratings

No ratings available for this vault.

Ratings

Vault Roles

Owner

SAFE 2/3

Curator

SAFE 2/3

Sentinel 1

SAFE 2/3

Risk Curation

Allocator 1

SAFE 1/3

Timelocks

These timelocks show how much time lenders have to review upcoming increases to vault exposure, including new adapters or higher limits for a vault's allocation strategy.

Add adapter

Time before a curator can enable a new adapter to the vault

3 days

Recommended: 7 days

Increase absolute cap

Time before a curator can raise the maximum amount supplied to an allocation

3 days

Recommended: 7 days

Increase relative cap

Time before a curator can raise the maximum share of the vault supplied to an allocation

3 days

Recommended: 7 days

Activity

User Distribution

User	Deposit	% of Deposits
	4,672,636.94 USDS$4.67M	12.53%
	3,323,098.34 USDS$3.32M	8.91%
	3,167,171.03 USDS$3.16M	8.49%
	3,000,064.37 USDS$2.99M	8.04%
	2,610,976.34 USDS$2.60M	7.00%

of

User Distribution

All Transactions

Date	Type	Amount
2026-10-01 02:53:23	Withdraw	222.168 USDS$222.04
2026-09-30 21:34:23	Deposit	43.028 USDS$43.00
2026-09-30 16:24:11	Deposit	516.243 USDS$515.96
2026-09-30 14:33:59	Deposit	235.892 USDS$235.76
2026-09-30 13:41:59	Withdraw	6,896.93 USDS$6893.23
2026-09-30 08:40:23	Deposit	518.255 USDS$517.97
2026-09-30 02:58:11	Withdraw	1,642 USDS$1641.11
2026-09-29 23:27:47	Withdraw	6.5 USDS$6.49
2026-09-29 06:17:23	Withdraw	22,500 USDS$22.48k
2026-09-29 05:53:47	Deposit	500,000 USDS$499.73k

1

All Transactions

Deposit USDS

$0

0.00 USDS

Network

Ethereum

Deposit (USDS)

0.00

APY

4.86%

Projected monthly earnings

$0.00

Projected yearly earnings

$0.00

Ratings

No ratings available for this vault.

Deposit USDS

$0

0.00 USDS

Network

Ethereum

Deposit (USDS)

0.00

APY

4.86%

Projected monthly earnings

$0.00

Projected yearly earnings

$0.00

Position Unit Price (USDS)

1.003148

User Distribution

User	Deposit	% of Deposits
	4,672,636.94 USDS$4.67M	12.53%
	3,323,098.34 USDS$3.32M	8.91%
	3,167,171.03 USDS$3.16M	8.49%
	3,000,064.37 USDS$2.99M	8.04%
	2,610,976.34 USDS$2.60M	7.00%

of

Total Deposits (USD)

$37.25M

Exposure

Markets	Allocation (%)	Allocation (USDS)	Liquidity (USDS)	Underlying Liquidity (USDS)	Utilization	Absolute Cap	Relative Cap	APY
Variable Rate Markets
USDSbacked bycbBTC 86% LLTV	10%	3.72M	367.93k	367.93k	90.13%	Infinite	10%	2.75%
USDSbacked byPT-sUSDS-26NOV2026 91.5% LLTV	6%	2.23M	245.66k	245.66k	89.02%	5M	10%	3.59%
USDSbacked bywstETH 86% LLTV	4%	1.49M	222.35k	222.35k	85.09%	Infinite	10%	2.79%
USDSbacked byWETH 86% LLTV	0%	0	0	234.5	94.79%	Infinite	5%	29.74%
Idle Liquidity
	80%	29.82M	29.82M	-	-	-	-	-

Allocation History

Owner

SAFE 2/3

Curator

SAFE 2/3

Sentinel 1

SAFE 2/3

Morpho vault version

v2

Vault deployment date

2026-02-12

Curator TVL

$109.32M

Allocator 1

SAFE 1/3

These timelocks show how much time lenders have to review upcoming increases to vault exposure, including new adapters or higher limits for a vault's allocation strategy.

Add adapter

Time before a curator can enable a new adapter to the vault

3 days

Recommended: 7 days

Increase absolute cap

Time before a curator can raise the maximum amount supplied to an allocation

3 days

Recommended: 7 days

Increase relative cap

Time before a curator can raise the maximum share of the vault supplied to an allocation

3 days

Recommended: 7 days

All Transactions

Date	Type	Amount
2026-10-01 02:53:23	Withdraw	222.168 USDS$222.04
2026-09-30 21:34:23	Deposit	43.028 USDS$43.00
2026-09-30 16:24:11	Deposit	516.243 USDS$515.96
2026-09-30 14:33:59	Deposit	235.892 USDS$235.76
2026-09-30 13:41:59	Withdraw	6,896.93 USDS$6893.23
2026-09-30 08:40:23	Deposit	518.255 USDS$517.97
2026-09-30 02:58:11	Withdraw	1,642 USDS$1641.11
2026-09-29 23:27:47	Withdraw	6.5 USDS$6.49
2026-09-29 06:17:23	Withdraw	22,500 USDS$22.48k
2026-09-29 05:53:47	Deposit	500,000 USDS$499.73k

1

Returns

Instant APY

4.86%

7D APY

0.65%

30D APY

0.65%

90D APY

0.63%

Fees

Performance fee

0%

Management fee

0%

Performance fee recipient

No address

Management fee recipient

Net APY

4.86%

APY Breakdown

Vault Net APY

0.59%

USDS

+4.26%

Performance Fee

0%

Management Fee

0%

sky.moneyUSDS Flagship

Ethereum

sky.money USDS Flagship vault accepts USDS deposits. It keeps 80 pct in the vault and allocates 20 pct to 3 markets exposed to cbBTC - wstETH - PT-sUSDS.

Total Deposits

$37.25M

37.27M USDS

Liquidity

$30.64M

30.65M USDS

Exposure

Net APY

4.86

%

Date	Amount	Vault / Market
2026-09-29 18:01:59	+55,587.49 USDS+$55.55k	USDSbacked bywstETH 86% LLTV
2026-09-29 18:01:59	+34,146.81 USDS+$34.12k	USDSbacked bycbBTC 86% LLTV
2026-09-29 18:01:59	-94,514.65 USDS-$94.46k	USDSbacked byPT-sUSDS-26NOV2026 91.5% LLTV
2026-09-29 06:15:35	+19,269.69 USDS+$19.25k	USDSbacked bywstETH 86% LLTV
2026-09-29 06:15:35	+12,437.95 USDS+$12.43k	USDSbacked bycbBTC 86% LLTV

1